MTD doesn’t have to be scary. With the right software in place, it can actually make your day‑to‑day bookkeeping easier, not harder. And that’s where Xero comes in.

If you're a sole trader managing your own books, you've probably heard whispers about "MTD for Income Tax" and wondered what all the fuss is about. Don't worry, you're not alone! Let's break down exactly what Making Tax Digital for Income Tax means, who it affects, and most importantly, what you need to do about it.